There’s nothing like trying to find ways to save money when you don’t make money. These budget series posts were created out of the desire to share what I have learned about alleviating some of the soul-crushing stress of living paycheck to paycheck – and the things I’ve learned that have helped me move away from that life. Please note that I am not, in any way, a licensed financial professional. None of these tips are guaranteed to make you money or save you money; they’re simply different ways of thinking about and using money that one person who doesn’t make much has learned over time.
I have recently become moderately addicted to Megan Fox Unlocked. Seriously, y’all. She’s so sweet and genuine. Totally worth checking out.
I watched a video not too long ago where she tracked what she spent in a week. I thought I might put a spin on it and try to go for a week of no spending other than groceries and gas. And to hold myself accountable, I’m going to take a picture of everything I buy that isn’t a grocery or gas.
I talked a little bit in this post about helping my mom redo the floors in my dad’s office. I spent pretty much all day Sunday working on that (10am – 5pm) so it made it really easy to spend.
That said, it was really challenging to resist the urge to say, “let’s go out for dinner” to D. I had planned to be done with the floors on Saturday, so I had a more complicated dinner planned and the idea of cooking after all that work was like… ugh. It ended up being fine and we cooked, but it definitely was a good reminder that adapting the plan can help save money – ex. I knew I was going to be tired by the end, so I should have pulled a crockpot meal from later in the month and used it on Sunday to avoid the temptation to spend money.
Sunday Total: $0.00
I knew on Monday that I was going to see my parents after work. I stayed there for about an hour and by the time I got home, made and ate dinner and started thinking about homework it was close to 9pm. So, I did some homework and went to bed, which made it very easy to not spend any money.
Monday Total: $0.00
I got a hardcore chocolate craving around 2pm on Tuesday. I usually keep some dark chocolate in my desk drawer, but I spaced at the grocery store this weekend. There’s a little on-campus convenience store so I walked over there and got some chocolate milk & Reeses Sticks (aka deliciousness) for $3.
I also totally spaced when I planned to do this no spending week because I had scheduled dinner with two of my friends a month ago. I wasn’t about to cancel because our three schedules don’t line up easily, so instead, I got a water and an appetizer for a total of $9.53 + tip.
Tuesday Total: $15.23
On Wednesday night, I knew that we needed to pick up D’s prescription, so I made some delicious pot roast in the crockpot and we went after dinner.
Our grocery store, Meijer, allows you to accrue points towards money off. We had a $6 off coupon so when we decided to pick up a few extra things, we ended up spending $0.67. I don’t think groceries fall into the no spending category, but since we also got a fancy drink, etc., I’m going to count this.
This was also the day that D and I decided that we’re going to do this for the entire month of March.
Wednesday Total: $0.67.
Y’all. I was so tired on Thursday night. D has a standing meeting on Thursdays so I headed to my parents directly from work. I was there until 7pm-ish and did homework until 8:15pm, when I promptly got into bed and zoned out with some Desperate Housewives (I’m newly re-addicted). So, a super-easy way to not spend any money!
Thursday Total: $0.00
I didn’t get any good pictures of Friday night because I was too busy enjoying myself. D and I went to Chik-fil-a, which is somewhere we went to when we thought all was good with their donating and since the more recent news, we’ve stopped going. But, from before now, we had reward points, so we went and had a free dinner and then to our friends’ house. We picked up the girl scout cookies we ordered in February and a set for my parents. Delish!
Friday Total: $0.00
On Saturday, I spent the most of the entire week! My bff and I try to get coffee once a month, and this Saturday we went to Biggby for basically the entire morning, 7am – 2pm! Seriously everything my soul needed. I’m not even kidding. We laughed and cried and it was pretty perfect and totally worth the cost of three coffees – $16.82. This was an eye-opener for me, y’all. Because, legit, on Tuesday, I spent almost $5 less to go out to dinner!
So, I’m never going to stop getting coffee with my bestie, but I’m definitely going to think twice before getting the sugary kind.
Saturday Total: $16.82.
$15.23 + $0.67 + $16.82 = $32.72
So, in order to figure out what I saved, I had to figure out what I usually spend on things that aren’t groceries and gas. So I went through five weeks of spending and averaged it. The average for five weeks: $152.83
When I found that number I was horrified. If you multiply that by the 52 weeks that are in a year, you get $7,947.16.
Y’all. That’s a car, a vacation, half a down payment on a house. Holy smokes.
With a grand total of $32.72, I saved $120.11, which if you multiply by 52 weeks you get $6245.72.
So, I definitely will be doing this again hahaha. I don’t know that it’s realistic to do this every week – D and I like to go out to dinner. But I don’t seek why I couldn’t be more intentional about saving.
I think I’ll track this for the month of March and I’ll let y’all know what I come up with at the end! For now, this savings is going straight into my savings account and I am thrilled.
For more posts about budgeting, you can find all the posts here.